Now servingMaldives · Sri Lanka
NextIndia · Asia · Australia
2027Europe · Global expansion

Reserve now.
Pay over time.

Kalva lets your guests split their resort booking into interest-free installments. You keep the direct booking, skip OTA commissions, and get paid in full before check-in.

0%

Interest charged

100%

3D Secure protected

5.5–7%

Operator commission

$0

Customer fees

3D SecureAES-256 EncryptionPowered by StripeFinCEN CompliantOFAC Screened

For travellers

Book your dream trip in three steps.

Step 01

Reserve

Choose your resort or experience. Select a payment plan that fits your budget — split into 2, 3, 4, or 6 bi-weekly installments.

Step 02

Pay over time

Your first installment is charged immediately. Remaining payments are auto-charged bi-weekly to your credit card. Zero interest, zero fees.

Step 03

Travel

Once all installments are collected, your booking is confirmed. Show your reference at check-in and enjoy your trip.

Live preview

See what your guests experience.

This is the Kalva widget that appears on your booking page. Tourists pick their plan and pay securely — you get a fully managed checkout, 3D Secure, and automated installment collection.

  • Two lines of HTML to embed
  • Plan options auto-calculated from travel date
  • 3D Secure enforced on every transaction
  • Funds escrowed until booking confirms
K

Pay with Kalva

Interest-free · 3D Secure

VISA
AMEX
Overwater Suite · 5 nights$3,500
K
Powered by Kalva · 0% interest · 3D Secure

For resort operators

Keep the booking. Ditch the OTA.

OTAs charge 15–25% commission. Kalva charges 5.5–7%. Your guests get flexible payments, you get direct bookings with zero credit risk.

Step 01

Embed the widget

Add two lines of HTML to your booking page. Kalva handles checkout, 3D Secure, and payment collection automatically.

Step 02

Guests pay in installments

Tourists split their booking into 2–6 bi-weekly payments. First installment charged immediately. Booking status: Reserved.

Step 03

Get paid before check-in

Once all installments are collected, the booking upgrades to Confirmed. Funds transfer to your bank via Stripe Connect.

Average commission

15–25%

Booking.com / Expedia

5.5–7%

Kalva — keep the direct booking

Pricing

Transparent. Tiered. No surprises.

No setup fees, no monthly fees, no hidden charges. You pay a commission on successful bookings only — the more you grow, the less you pay.

Partner

Default tier

7.0%

per booking

0+ cumulative bookings

Most popular

Preferred

50+ bookings

6.5%

per booking

50+ cumulative bookings

Premium

200+ bookings

6.0%

per booking

200+ cumulative bookings

Elite

500+ bookings

5.5%

per booking

500+ cumulative bookings

All tiers include: full dashboard access, widget customization, email notifications, payment tracking, and Stripe Connect payouts.

Platform

Built for travel. Secured for fintech.

Escrow model

Funds are held until full collection. The resort receives $0 until all installments are paid. Zero credit risk for everyone.

3D Secure on 100%

Every single transaction goes through 3D Secure bank verification, combined with Stripe Radar for real-time fraud detection.

Flexible plans

2, 3, 4, or 6 bi-weekly installments — automatically calculated based on travel date. Pay-in-full always available.

Operator dashboard

Real-time booking management, collection progress, payout tracking, and financial reporting. Role-based access for your team.

KYC & compliance

Automated identity verification for high-value bookings. OFAC sanctions screening. FinCEN MSB compliant. Passport-based customer tracking.

Automated lifecycle

Payment reminders, late-fee enforcement, auto-cancellation, installment scheduling, and payout triggers — all fully automated.

Security

Bank-grade security. Travel-grade simplicity.

Kalva is built on Stripe's payment infrastructure — the same platform trusted by Amazon, Google, and Shopify. Card data never touches our servers. Every transaction is verified. Every customer is screened.

  • PCI DSS compliant via Stripe Elements — card data never touches our servers
  • AES-256 encryption for all sensitive data including passport numbers
  • OFAC sanctions screening on every customer before booking confirmation
  • FinCEN MSB registered — full AML/BSA compliance program
  • 3D Secure bank verification on 100% of transactions
  • Stripe Radar machine-learning fraud detection

Encryption

AES-256

Military grade

Card security

3D Secure

On every payment

Compliance

FinCEN

MSB registered

Screening

OFAC

SDN list checked

FAQ

Questions? Answers.

Ready to grow direct bookings?

Join the resort operators across the Maldives and Sri Lanka saving on OTA commissions while offering their guests a better way to pay.