Major OTAs charge 15–25% commission and own your guest relationship. Kalva charges 5.5–7%, takes zero credit risk, and routes the customer directly to your booking page. Two lines of HTML and you're live.
5.5–7%
Operator commission
0%
Credit risk
$0
Setup or monthly fees
2 lines
HTML to embed
Kalva sits on your own booking page. Your guests still book direct with you — Kalva only handles the payment side, splitting the booking total into interest-free installments and holding the funds in escrow until your check-in is in sight.
Tiered 5.5–7% based on your volume — every tier under half of what OTAs charge. No setup fees, no monthly minimums.
Funds are held in escrow until full collection. You receive payment only after the booking is confirmed. Defaults are Kalva’s problem, not yours.
The customer books on your domain, pays with their card on your page, and arrives knowing your brand — not Booking.com’s.
Installments turn $3,500 villa rates into $584 / month. Operators in early pilots see 15–30% lift on booking conversion at the same price point.
Plan calculation, charge scheduling, late-fee enforcement, payout triggers, and reminder emails all run automatically. No ops burden on your team.
FinCEN MSB, OFAC sanctions screening on every customer, PCI-DSS via Stripe, 3D Secure on 100% of cards. Your guest stays your guest — cleanly.
15–25%
Booking.com / Expedia / Agoda
5.5–7%
Kalva — keep the direct booking
Drop a container div and a single script tag onto your booking page. The widget pulls the booking amount and travel date from your existing form, calculates the installment plans, runs the customer through KYC and 3D Secure, and posts back a booking reference when payment authorises.
<!-- 1. Container -->
<div
id="kalva-widget"
data-amount="3500"
data-currency="USD"
data-travel-date="2026-08-15"
data-merchant-key="YOUR_KEY"
></div>
<!-- 2. Script -->
<script
src="https://widget.kalva.app/v1.js"
async
></script>Every operator starts on Partner. Tiers escalate automatically by cumulative confirmed-booking count — no negotiation, no contracts to redo.
Partner
Default tier
7.0%
per booking
0+ bookings
Preferred
Volume tier
6.5%
per booking
50+ bookings
Premium
Scaling tier
6.0%
per booking
200+ bookings
Elite
Top tier
5.5%
per booking
500+ bookings
All tiers include: full operator dashboard, widget customisation, transactional notifications, payout tracking via Stripe Connect, and our compliance program (KYC, OFAC, AML/BSA) at no extra cost.
Tell us about your property, expected booking volume, and target launch date. We reply within one business day.